This assessment is designed to evaluate the technical, analytical, and judgment-based capabilities of candidates involved in structuring and managing credit within a banking environment.
It covers a wide range of topics including financial analysis, cash flow forecasting, facility structuring, covenant monitoring, regulatory compliance, and problem credit management. The test reflects real-world scenarios encountered in lending to corporates, mid-market companies, and institutional clients, ensuring candidates can align risk, return, and policy requirements in credit decisions.
It is suitable for mid-to-senior level professionals working in credit, underwriting, or lending functions.
Designed to assess
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Credit Structuring and Financial Analysis
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Cash Flow Assessment and Repayment Capacity Evaluation
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Risk Rating, Policy Alignment, and Portfolio Oversight
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Covenant Design, Monitoring, and Problem Credit Management
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Regulatory Compliance and Legal Structuring in Lending
Use this test to hire for
- Credit Analyst
- Credit & Lending Specialist
- Credit Risk Officer
- Underwriter Corporate Lending
- Loan Structuring and Approval Specialist
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Duration 10 minutes
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Languages English
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Level Beginner / Level 1
Question
Which of the following metrics best indicates a borrower’s ability to repay interest?
Select ONE answer
Question
A borrower’s EBITDA is positive, but free cash flow is negative. What is the most likely cause?
Select ONE answer
Question
What is the primary credit concern in lending to a client in a cyclical industry?
Select ONE answer
Use skills-based tests to make data-driven hiring decisions
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Unbiased, skills-based assessments to ensure objective and equitable hiring decisions
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Comprehensive analytics and insights for making informed, data-backed candidate selections
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Scales to accommodate your hiring needs, from small teams to large-scale recruitment drives